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Welcome > For Buyers > First Time Homebuyers ...

Buying Your First Home? Real Estate Agents Are Your Professional Guides. Make Sure You Choose Top Experts.

You might be a bit afraid or intimidated by the whole process of buying your first home. As top Charlottesville Area, Albemarle County and Greene County real estate experts, it's our job to guide you, from beginning to end.

We will take the time to go through each and every step of the buying process. There are no dumb questions!

Together, we will consider:

- How much can you really afford?

- How to qualify for a mortgage.

- How much cash you should put down.

- How to buy a home with little or nothing down.

- What it takes to get approved for financing. What banks and other financial institutions are looking for.

- How much your payments will be.

- The tax advantages of buying.

- Is renting or buying better for you?

Tell us a bit about your situation below. We'll get right back to you. There is absolutely no charge, and we offer this to you with no strings attached.

New to the home buying process? Tell us your concerns. Ask us questions. It's our job to help! There's no obligation, and we promise to get back to you quickly...

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School Reports in Charlottesville Area, Albemarle County and Greene County, Virginia

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Working With An Agent >A Real Estate Agents Reality

The process of guiding a home sales transaction is in reality more complex than many people realize. When qualified buyers present an offer on your home, it might seem that the deal is done, but this is only the beginning of the negotiations process. Ideally, this aspect of the transaction culminates in a meeting of the minds. At no point can the real estate agent just sit back and relax, because the "glue" that holds each transaction together is subject to a variety of factors and forces that may cause the deal to fall apart.

We can only hope that there are no surprises during the home inspections. We have to presume that the appraiser will think the house is worth as much as the buyer and seller do, but this is never guaranteed. As the buyers make their loan application, we cross our fingers that the credit report reveals they always pay their bills on time.

Rarely is a transaction completed without a few problems. A real estate agent's professional skills come into play primarily during the time between contract ratification and the closing. At this point, we use our creativity, patience and negotiating skills to achieve a happy resolution to your transaction.

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Q	What 6,500 seat American theater was the location for the scene where the original 1933 King Kong breaks his chains onstage?
A	The famous Shrine Auditorium in Los Angeles, built by the Shriners in 1906 to resemble an exotic Arabian mosque.
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Bob Harris, REALTOR®, real estate agents and broker for Charlottesville Area, Albemarle County and Greene County Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)

Bob Harris
Real Estate III Forest Lakes
1770 Timberwood Blvd. Suite #101
Charlottesville, VA 22911
Phone #: 434 817-5888
800 455-7222
Fax #: 434 974-7376
Email: bobharris@NUMBER1EXPERT.com
Bob Harris and his team specialize in satisfying client needs by listening first, and then performing over and above expectations. Bob brings to the table twenty-four years of successful sales and marketing experience, a proven track record in strategy planning, prospecting, presentations, negotiations, customer service, problem solving and all other sales related areas.

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