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Welcome > Local Info >
Charlottesville Area, Albemarle County and Greene County Information ...
Why choose the Charlottesville area?? Charlottesville VA real estate has proven stability and rock solid value. The University of Virginia and its world class medical center provide the stability. The value rests with its history, picturesque beauty, central location, strong economy as well its past and present property owners, who include among others Thomas Jefferson, James Madison, James Monroe, Teddy Roosevelt, Meriwether Lewis, G.Rogers Clark, Muhammad Ali, John Kluge, John Grisham, William Faulkner, Jessica Lange, Sam Sheppard, Lee Majors, Kate Jackson, Sissy Spacek, and The Dave Mathews Band. Request our Free Charlottesville Area, Albemarle County and Greene County Relocation Package. It's packed full of useful and important information about the Charlottesville Area, Albemarle County and Greene County, Virginia area. Don't move here without it! Remember: we'll send it to you for free and without obligation. Just fill out the form and we will send it right out... It's our job to know EVERYTHING about Charlottesville Area, Albemarle County and Greene County! Ask us any question. Or request a FREE information package. There's no obligation, and we promise to get back to you quickly... 
Financing Your Home >Balloon Mortgages
In loan terminology a "balloon" is the unpaid loan balance that must be paid in full on a specified due date. Federal savings and loan associations are permitted to make balloon mortgages with as little as five percent down and monthly payments that are smaller than the amount needed to fully amortize the debt. On the due date, which may be only a few years after the loan was made, the balance must be paid off or the loan must be renegotiated. Balloon borrowers must be cautious and plan carefully to avoid overlooking balloon payment obligations. It is easy to be lulled into complacency by the easy monthly payment terms.
Today's complex economics have produced a wide variety of options for potential borrowers, who are often surprised by how much house they can afford to buy. Loan approval is ultimately in the lender's hands, but your real estate agent can help you to determine your real buying power.
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| Q |
In what U.S. home can you find the world's largest refrigerator magnet collection?
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| A |
Louise Greenfarb of Las Vegas, Nevada has 35,000 unique fridge magnets that she has been collecting since the 1970's. |
| See More Real Estate Trivia > |
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Bob Harris
Real Estate III - North
2271 Seminole Trail
Charlottesville, VA 22901
Phone #: 434 817-5888
800 455-7222
Fax #: 434 974-7376
Email: bobharris@NUMBER1EXPERT.com
Bob Harris and his team specialize in satisfying client needs by listening first, and then performing over and above expectations. Bob brings to the table twenty-four years of successful sales and marketing experience, a proven track record in strategy planning, prospecting, presentations, negotiations, customer service, problem solving and all other sales related areas.   
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